Mike Clauson, Author at Insurance Blog

25Feb 2017 by Mike Clauson No Comments

Value Insurance Package

Sanity Makes a Comeback with the Farmers Value Insurance Package Farmers is bringing sanity back to the way you buy insurance with our Value Insurance Package (VIP). Convenience: A Farmers professional agent can handle all of your Auto, Home, Life, Umbrella and Financial Services needs in one convenient location. Savings: By taking advantage of one of our customized insurance packages, designed to meet your specific insurance needs, you will be eligible for a variety of multi-line discounts. These discounts can be applied towards providing you increased coverage, lower deductibles, or putting money back into your pocket. Simplicity: At Farmers, we help eliminate the confusion that comes with purchasing multiple lines of insurance. Our professional agents will give you a better understanding of your insurance coverage, and tailor a plan of…

12Jan 2017 by Mike Clauson No Comments

Term Life Insurance

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Term Life Insurance: The simplest form of Life coverage, term insurance is no more than a matter of premiums and a death benefit. The name fits since term insurance's span of coverage lasts only a specified period of time; if the insured dies while the policy is in force, the death benefit will be paid to the designated beneficiary.

29Jul 2016 by Mike Clauson No Comments

Affiliate Products

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Did you know that you can also receive a number of services to help you with life needs? We have relationships with a number of affiliates in order to provide the best solutions for planning, protecting, and preparing for your future. Farmers is not responsible for information, products or services through its affiliates. By leaving the following site, you acknowledge that you understand the information provided and do not hold Farmers or any of its partners liable for misinformation or irrelevant content. Health Having the right health care is priceless but it shouldn't and doesn't have to cost you an arm and a leg. We are committed to making sure you have access to the best health care providers available and work hard to provide exceptional care at an affordable…

21Jul 2016 by Mike Clauson No Comments

Identity Shield

Blog, Insurances

Shield your identity - Did you know that identity theft is the fastest growing crime in the U.S.? It has been listed as the number one consumer complaint for seven consecutive years. According to the Federal Trade Commission losses stemming from identity theft total more than $56 billion annually with out-of-pocket expenses for victims are increasing. The average victim takes 175 hours to restore their lives after identity theft and there are 27,000 new victims of identity theft daily. Don't be one of them. Farmers Identity Shield is a new option to help our customers deal with ID theft. This endorsement to our Farmers?? Homeowners policy provides: Insurance up to $30,000 in coverage Proactive monitoring services tools to review and monitor your credit and public records for members of your…

21May 2016 by Mike Clauson No Comments

Home

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Applicants with Credit or Loss Problems "I'll never be able to get insurance with this loss on my record." Just because it may seem impossible doesn't mean that it's true. We help many people get insurance, despite it feeling impossible to them. Just because your life isn't perfect, doesn't mean you shouldn't have coverage. Flood Insurance Chances are, if you live in a flood plain, you should, and may even be required, to have Flood insurance as part of your Homeowners policy. As part of the National Flood Insurance Program, you are able to purchase protection, against flood damages, in most areas. Identity Shield In the unfortunate event that your good name falls into bad hands, having Farmers Identity Shield offers a solution to what may become a high-priority problem.…

21Mar 2016 by Mike Clauson No Comments

Recreational

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All Terrain Vehicle Whether you're roving through a challenging ATV course, or you're four-wheeling in the forest, we provide the coverage you need for your All Terrain Vehicles. Boats When you're out on the water, it should be smooth sailing, but when the waves get a little bit rough, it's good to know that your boat is covered. Whether you own a fishing boat, a runabout, or a pontoon, we have coverage for your boating needs. Off-Road Vehicles Some of us have vehicles that allow us to take part in some pretty adventurous hobbies. From dirt bikes, dune buggies, golf carts, and more, our Off-Road Vehicle coverage makes sure your vehicle is covered. Personal Watercraft Whether you own a single-user or multiple-user watercraft, we want to make sure you're covered.…

21Mar 2016 by Mike Clauson No Comments

Auto

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Auto Rental Service When we think rental vehicle, we usually think renting for a vacation or a fun road-trip. We don't always anticipate that we may need a vehicle because we get into an accident. That's why we provide use of a rental vehicle. Bodily Injury Coverage Accidents happen and the resulting damage can be quite costly. Bodily Injury coverage helps to cover the medical expenses that can occur from injuries or death resulting from an accident in which you are at fault. Bodily Injury Coverage Accidents happen and the resulting damage can be quite costly. Bodily Injury coverage helps to cover the medical expenses that can occur from injuries or death resulting from an accident in which you are at fault. Business Auto When you own a business, you…

28Feb 2016 by Mike Clauson No Comments

Community Involvement

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Giving back to the community is part of the Farmers brand, the foundation on which our trust and respect securely rests. Farmers supports numerous national, regional, and local programs in the communities we're a part of. We support numerous organizations that work to serve the greater good. By helping these organizations; we help our community. That's why we volunteer our time, talents and resources and that's how Farmers continues the legacy that its founders envisioned. Events We believe in being an active part in the community and hope that you will join us in our upcoming and on-going events. Community Partners We partner with a number of organizations in order to better serve our communities and to make a difference. Farmers Community Farmers supports numerous national, regional, and local programs…

24Feb 2016 by Mike Clauson No Comments

Life*

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Term Products Term Life Insurance: The simplest form of Life coverage, term insurance is no more than a matter of premiums and a death benefit. The name fits since term insurance's span of coverage lasts only a specified period of time; if the insured dies while the policy is in force, the death benefit will be paid to the designated beneficiary. Whole Life Products Whole Life Insurance: Permanent form of Life coverage that is provided for the insured's lifetime. Whole Life policies feature guaranteed level premiums, and build cash value that the policy owner may use to keep the policy in force, or may borrow during the insured's lifetime, at a reasonable rate of interest.1 Universal Life Products Universal Life Insurance: Permanent form of Life coverage that offers a great…

28Jan 2016 by Mike Clauson No Comments

Business

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Business Auto When you own a business, you have a unique set of operation and protection requirements all your own. Especially for business owners that own and operate vehicles, Business Auto insurance provides coverage for your unique needs. Business-Life Insurance What happens to your business if something happens to you? Make sure that your dream and your business live on by considering the options that a Business-Life insurance policy can offer. Crime You never expected it to happen to your business. Your employees seemed honest, but now you're fighting a lawsuit because someone used a client's credit card information. Crime coverage helps protect your business from acts of dishonesty. General Liability A customer was injured while visiting your business and now you're stuck with a pretty expensive medical bill. General…